American Farmers Can't Get Loans
NRI's Can? 


Yesterday on the floor of the senate, Senators Kent Conrad, Thune, Coleman and a few others were talking about the importance of a loan or aid package for farmers in the Dakotas and Minnesota because of the severe drought of the past several years.  The situation for these farmers has hit critical.  If they can't get some kind of aid or loans, they will be forced out of business.  Despite the fact that the bill limits the loans to under $100,000 and there are limits on the income levels of the recipients, there were opponents to the bill who suggested that the whining farmers seek assistance elsewhere.  
The response was that FEMA doesn't do droughts and the farmers don't qualify for Small Business (SBA) loans.  The only alternative left for the farmers is the senate bill. 
Keeping in mind, these American farmers who grow food for American citizens and some of whom have farms that have been in their family for generations, consider the following:
In 2005, Payal Tak was honored with 52 others as Small Business Persons of the year.  In fact, she has a lot of awards which is rather curious since she's been in business for such a short period of time.  
Payal Tak is from India.  She migrated here in the mid 1980's, got her degree in Computer Science and Telecommunications.  She worked for Computer Sciences Corporation for several years and then started a business in Maryland in 1998.  The entire story was available by subscription only, but the leading sentence to her accomplishments began with: "She led a highly successful User Acceptance Test of a"
Telesis is the name of her business.  It is a Subchapter S corporation and it is located in Rockford MD

Payal Tak  

According to her SBA profile, she qualified as a disadvantaged, minority small business in 1999.  This certification is good for 10 years giving her preferences in government contracting.   The designation of 'disadvantaged small business' was a prerequisite for obtaining HUBZone certification which is an additional advantage in government contracting.  Her business was certified as being located in a HUBZone in 2000 and it also is good for 10 years.

Also among Ms. Tak's credits is the membership on the NASA Minority Business Resource Advisory Committee (MBRAC).  


From the January 2006 edition of the SBA Newsletter, "Women's Perspective"

"After completing her education Payal took a corporate job and soon recognized her ability for effective customer service and management. 

She established Telesis Corporation in September 1998 to provide information technology services to the Federal Government and commercial industry.  The corporation provides services in the areas of call center solutions, records management, document processing, software and systems development and network engineering…

By repeatedly delivering upon the promise of its tag line, Telesis Corporation has become one of the fastest growing SBA 8(a) Business Development Program and HUBZone Certified and woman-owned small business in the metropolitan Washington DC Area…"

Earnings History of a "Disadvantaged Business"
from Washington Technology

From INC.Com


Rockville, Md.

  • No.: 19
  • Annual Growth: 870.9%
  • Total Growth: 3,484%
  • 2003 Revenue: $9 million
  • Employees: 82

Expect to see Telesis on this list again next yearóthe company just landed a $150 million contract with the Department of Justice. CEO Payal Tak won't specify what the project is, but one of the firm's specialties is storing and indexing paper records digitally. Although Tak was born in the Punjab, this IT firm won't be sending work overseasóits government clients won't allow it for security reasons.

From USA Today in October 2005

no. 28 (IT Services)

Three-year growth: 1894%
2004 revenue: $14.7 million
Employees: 320
Founded: 1998, Rockville, Md.
What it does: Provides IT services and administration, primarily to government agencies.
Why it's growing: As a certified woman-owned business, the company has the inside track on some government contracts. Plus, many federal clients require development work to be done onshore by contractors with the appropriate security clearance, so CEO Payal Tak, who has the clearance and does all of her development in Maryland, has a leg up on the outsourcers.
What's next: In July, Telesis was awarded a prime contract by the Bureau of Alcohol, Tobacco, Firearms and Explosives that is worth at least $90 million, and perhaps as much as $150 million.

Selling To The Army  -  $30 million contract

Telesis as a "team member" of INDUS Technologies


"Coincidently", there is a Telesis in India.  Of course it couldn't be related to the Subchapter S, small disadvantaged, minority-owned, SBA HUBZone IT business in the U.S. could it? 

Could India have trained and prepared an army of their citizens to 'migrate' to the U.S. to attack the U.S. economy from the inside?  I do believe the answer is 'yes'. 

Based on my 15 years in the business of IT consulting - including consulting for government, the growth of Telesis is not real.  It's also unnatural that Payal Tak was able to skillfully exploit government programs that were structured to virtually ensure financial - if not professional success.  But those things aren't the only evidence.  Several years ago I found an article in the Financial Express

WIPRO Chairman Azim Premji while “speaking at a seminar organised by the All India Management Association (AIMA) and Bombay Management Association (BMA)”.

The link has since expired - but this is a direct quote from the article:

“Addressing management students here, Mr Premji explained that when software services were being outsourced, it was done surreptitiously. This was done because it was the requirement of that time. The industry then stood witness to a vast number of layoffs.”

Who is Azim Premji?  He was in the news recently saying that Americans need to study more math.  (If Americans were given the same kind of business advantages as Payal Tak, I don't think we'd need more math... we just need cracker jack box degrees from correspondence schools and inside connections for government contracting.) 

Outsourcing exec to U.S.: Do the math


1. He finished his bachelor's degree in electrical engineering from Stanford University through a special correspondence program more than 30 years after leaving the school in 1966 to head up Wipro after his father's death.

2. India's government gave him the Padmabhushana, one of the highest civilian awards in the country.

3. He established the Azim Premji Foundation, dedicated to creating equitable education across India.

4. In 2004, Time magazine listed him as one of the world's 100 most influential people.

5. Though Forbes estimates his wealth at $13 billion, he drove a Ford Escort until two years ago. Now he drives a Toyota Corolla.

Administrative Coup d'etat

The Times of India, March 19, 2000